Bridge2Capital Short Term Loan For Invoice Finance

Bridge2Capital - Organising the Unorganised Business

https://Bridge2Capital.com is the an exclusive domain of Xtracap Fintech India Pvt Ltd , a company with UIN No U72900DL2017PTC318226 and is registered as a Start-Up under Start-Up India program, DIPP. Bridge2capital has been incubated under Bharat Inclusion Initiative by CIIE – IIM A. Bridge2Capital is a market place model which bridges the Banks and small business together on strengths of trust and entrepreneurship which is managed by superior but simple & easy to use technology intervention mobile technology.

Bridge2Capital is a B2B business model that aims to provide short term working capital assistance to small business from the formal financial sector. The model leverages the Govt. of India’s key initiatives under digital India via open APIs provided by India Stacks, Goods & Services Tax Network, Aggregated Accounts etc.

The objective Bridge2Capital is to accelerate local GDP by providing a financial and technology bridge to millions of small businesses, in small towns and non-metro cities with an aim to move millions of unorganised businesses to organised way of working. Bridge2Capital promotes better consumption experience for the customers of the user by providing short term capital to retailers, which, enables them to augment their stores with adequate inventory for sale. It also aims to provide a 100% online experience to the small business by enabling a digital eco-system around payments from customers to payments to suppliers in a integrated manner.

Bridge2Capital provides a credit line on a revolving basis designed to monitor the end utilisation of loan funds by disbursing to GST registered suppliers onboarded by the user. Bridge2Capital also ensures tight repayment cycles on weekly or fortnightly basis to ensure that the small business owner focuses on increasing their business turnover and controls diversions of funds for personal consumption's.

Product details

Credit line ( Rs ) 50,000, 100,000, 150,000, 200,000, 300,000

Credit days 30, 45, 60 & 90 days

Repayment Period 7 days , 14 days

Financial charges paid by small business to NBFC/ Bank Partners

Per day used credit line charges

(per Rs 100,000 used per day) 50.00 to 80.00

Delayed Penalties 24% of the outstanding delayed principle

Non- Payment charges on

due date ( Rs ) 500.00

Technology charges paid to Bridge2capital on annual basis

Technology Usage

Annual fees ( Rs ) Minimum 2500 or 2% - 3% Plus 18% GST which ever is higher

The objective of the technology platform is to combining everlasting value of trust with modern-day technology, Bridge2Capital is a Fintech Platform which aims to provide universal access of affordable capital by lowering the interest rates over a period of time for on-time paying customers to further the progress of the unorganised business in emerging markets.

Bridge2Capital-组织无组织的业务

https://Bridge2Capital.com是Xtracap Fintech India Pvt Ltd的专有域名，Xtracap Fintech India Pvt Ltd是UIN编号为U72900DL2017PTC318226的公司，并已通过印度启动计划DIPP注册为“启动”。 Bridge2capital已由CIIE – IIM A的巴拉特包容计划（Bharat Inclusion Initiative）孵化。Bridge2Capital是一个市场模型，将银行和小型企业在信任和企业家精神上架起了一座桥梁，该优势由上乘但简单易用的技术干预移动技术管理。

Bridge2Capital是一种B2B商业模式，旨在为正规金融部门的小型企业提供短期营运资金援助。该模型利用了政府。通过India Stacks，商品和服务税网络，汇总帐户等提供的开放式API，了解印度数字化下的关键举措。

Bridge2Capital的目标是通过为小城镇和非都市城市的数以百万计的小企业提供金融和技术桥梁来加速本地GDP，以将数百万无组织的企业转移到有组织的工作方式。 Bridge2Capital通过向零售商提供短期资本，为用户的客户改善了消费体验，这使他们能够通过出售足够的库存来扩大其商店。它还旨在通过实现围绕客户付款到供应商付款的数字生态系统，为小型企业提供100％的在线体验。

Bridge2Capital提供循环信用额度，旨在通过向用户随船携带的GST注册供应商付款来监控贷款资金的最终使用情况。 Bridge2Capital还确保每周或每两周有严格的还款周期，以确保小企业主专注于增加其营业额并控制个人消费资金的转移。

产品详情

信用额度（Rs）50,000，100,000，150,000，200,000，300,000

信用日30、45、60和90天

还款期7天，14天

小型企业向NBFC /银行合作伙伴支付的财务费用

每天使用的信用额度费用

（每天使用的100,000卢比）50.00至80.00

延迟罚款优秀延迟原则的24％

的未付款项

到期日（卢比）500.00

每年支付给Bridge2capital的技术费用

技术运用

年费（Rs）最低2500或2％-3％加18％的GST（以较高者为准）

该技术平台的目标是将永恒的信任价值与现代技术相结合，Bridge2Capital是一个金融技术平台，旨在通过降低一段时间内按时付款客户的利率来提供可负担资本的普遍使用。进一步推动了新兴市场中无组织业务的发展。